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Dave Ramsey

David L. Ramsey III (b. September 3, 1960) is an American financial writer, radio and television host.

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Because debt is part of our “I want it now” mind-set as a culture
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One of the Best Ways to Lose a Friend Is to Loan Money to That Friend
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If you give money to a friend, you get the joy of giving and your friend has the pleasure of receiving. If you loan money to a friend, however, your friend is suddenly no longer an equal in the friendship—rather, your friend is “under” you in a way that’s difficult to explain psychologically but true nonetheless.
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