Zero Debt – Zero Stress

know how long it will take and especially not have prior experience of the same task and then its completion create major obstacles to the prelude to action, essentially when one lacks self-confidence.
Thus, whenever we have the opportunity between a per

rations, ups and downs of energy.
Procrastination can, of course, be a real disadvantage and create enormous complexities, with sometimes negative effects.
Procrastination

nts, essential things are put back on a n